中国保险行业协会（以下简称保险业协会）成立于2001年2月23日，是中国保险业的全国性自律组织，是自愿结成的非营利性社会团体法人，保险业协会的业务主管单位是中国银行保险监督管理委员会，登记管理机关是中华人民共和国民政部。根据《中华人民共和国保险法》第一百八十二条之规定“保险公司应当加入保险行业协会。保险代理人、保险经纪人、保险公估机构可以加入保险行业协会”。截至2022年6月6日，保险业协会共有会员350家，其中：保险集团（控股）公司13家，财产保险公司86家，人身保险公司93家，再保险公司14家，资产管理公司15家，保险中介机构72家，地方保险协会（含中介协会）43家，保险相关机构14家。 保险业协会最高权力机构是会员大会。理事会是会员大会的执行机构。保险业协会实行专职会长负责制，由专职会长负责协会日常工作，根据工作需要聘任秘书长和副秘书长等工作人员。保险业协会通过每年度召开理事会的形式共同商讨协会的工作，下设车险专业委员会、非车财产保险专业委员会、人身保险专业委员会、养老保险专业委员会、健康保险专业委员会、保险中介专业委员会、银行保险专业委员会、保险营销专业委员会、资金运用专业委员会、保险科技专业委员会、统计研究专业委员会、清廉文化建设与法律合规专业委员会、反保险欺诈专业委员会、消费者权益保护专业委员会、公司治理与内审专业委员会、财会专业委员会、人力资源专业委员会、教育培训专业委员会、团体标准专业委员会、外资保险机构专业委员会、地方协会专业委员会、乡村振兴专业委员会、声誉风险管理专业委员会、互联网保险专业委员会（筹）24个专业委员会，各专业委员会的日常工作由保险业协会相关部门承担。 目前，保险业协会内设18个部门：办公室（党委办公室）、纪委办公室、人事部（党委组织部）、党委宣传部（文化与传播工作部）、统计研究部、保险科技工作部、资金运用服务工作部、会员服务及地方工作部、财产险工作一部、财产险工作二部、人身险工作一部、人身险工作二部、中介工作部、法律合规工作部、公司治理与财会工作部、教育培训部、标准化建设工作部、对外联络工作部。 保险业协会宗旨：深入贯彻毛泽东思想、邓小平理论、“三个代表”重要思想、科学发展观、习近平新时代中国特色社会主义思想，依据《中华人民共和国保险法》，督促会员自律，维护行业利益，促进行业发展，为会员提供服务，促进市场公开、公平、公正，全面提高保险业服务社会主义经济社会的能力。 保险业协会基本职责：自律、维权、服务、交流、宣传。 自律：督促依法合规经营。组织会员签订自律公约，制定自律规则，约束不正当竞争行为，维护公平有序的市场环境；经政府有关部门授权，组织制定行业标准。依据有关法律法规和保险业发展情况，组织制定行业标准、技术和服务规范、行规行约；推进信用体系建设。建立健全保险业诚信制度、保险机构及从业人员信用信息体系，探索建立行业信用评价体系；开展会员自律管理。对于违反本协会章程、自律公约、自律规则和管理制度，损害投保人和被保险人合法权益，参与不正当竞争等致使行业利益和行业形象受损的会员，可按章程、自律公约和自律规则的有关规定进行处理，涉嫌违法的可提请监管部门或其他执法部门予以处理；其他与行业自律有关的事项。 维权：参与相关决策论证。代表行业参与同行业改革发展、行业利益相关的决策论证，提出相关建议；维护行业合法权益。加强与监管部门、政府有关部门及其他行业的联络沟通，争取有利于行业发展的外部环境；维护会员合法权益。当会员合法权益受损时，受会员委托与有关方面协调沟通；指导建立行业纠纷调解机制，加强保险消费者权益协调沟通机制的构建与维护；接受和办理监管部门、政府有关部门委托办理的符合本协会宗旨的事项；其他与行业维权有关的事项。 服务：主动开展调查研究，及时向监管部门和政府有关部门反映保险市场存在的风险与问题，并提出意见和建议；协调会员之间、会员与从业人员之间的关系，调处矛盾，营造健康和谐的行业氛围；协调会员与保险消费者、社会公众之间的关系，维护保险活动当事人的合法权益；健全行业培训体系，依法依规开展从业人员培训工作；组织会员间的业务、数据、技术和经验交流，促进资源共享、共同发展；其他与行业服务有关的事项。 交流：建立会员间信息通联工作机制，促进业内交流。经批准，依照相关规定创办信息刊物、开办网站。经政府有关部门授权，汇总保险市场信息，提供行业数据服务，实现信息共享；加强与其他相关社会组织的沟通与协调，促进行业对外交流；搭建国际交流平台，积极参加国际保险组织，引导行业拓宽国际视野，拓展对外合作领域和空间；组织参加国际会议和业务活动，服务行业走出去，学习、借鉴国外先进技术和经验；其他与行业交流有关的事项。 宣传：经政府有关部门批准，整合宣传资源，制定宣传规划，组织开展行业性的宣传和咨询活动；组织落实“守信用、担风险、重服务、合规范”的保险行业核心价值理念，推动行业文化建设；关注保险业热点、焦点问题，正面引导舆论宣传；普及保险知识，利用多种载体开展保险公众宣传；其他与行业宣传有关的事项。

Established in February 23, 2001, the Insurance Association of China (hereinafter referred to as IAC) is a a non-profit social organization and a national self-regulatory organization that was approved by the China Insurance Regulatory Commission and registered in the Ministry of Civil Affairs of China. In accordance with the Article 182 of the Insurance Law of the People's Republic of China, insurance companies shall join the IAC.I Insurance agents, insurance brokers and insurance appraisers are allowed to join the IAC. As of May 31, 2017, there were 396 members in the IAC, including 12 group (holding) companies, 79 property insurance companies, 79 personal insurance companies, 10 reinsurance companies, 14 asset management companies, 54 insurance brokerage companies; 30 professional insurance assessment companies; 47 professional insurance agencies; 43 local insurance associations (including intermediary association) and 28 insurance-related institutions. The highest authority of the IAC is the General Meeting, with the council being its executive body. The full-time president responsibility system is adopted, with a full-time president being responsible for the daily work of the Association and appointing the secretary general, deputy secretary general and other staff if necessary. The IAC jointly deliberate over the work of the Association through the annual meeting of the Council. The IAC has 32 subordinate departments as follow: Internet Branch Committee, Specialized Committee on Information Technology, Specialized Committee on Statistics, Specialized Committee on Development Strategy, Specialized Committee on Fund Application, Specialized Committee on Local Association, Specialized Committee on Property Insurance, Specialized Committee on Auto Insurance, Specialized Committee on Claims Settlement, Specialized Committee on Non-auto Insurance, Specialized Committee on Agricultural Insurance, Specialized Committee on Reinsurance, Specialized Committee on Personal Insurance, Specialized Committee on Endowment Insurance, Specialized Committee on Health Insurance, Specialized Committee on Personal Insurance Operations Management, Specialized Committee on Insurance Marketing, Specialized Committee on Insurance Brokerage, Specialized Committee on Insurance Assessment, Specialized Committee on Bancassurance, Specialized Committee on Law, Specialized Committee on Anti-Insurance Fraud, Specialized Committee on Compliance, Specialized Committee on Corporate Governance, Specialized Committee on Auditing, Specialized Committee on Accounting, Specialized Committee on Human Resources, Specialized Committee on Education and Training, Specialized Committee on Group Standards, Specialized Committee on Foreign Insurance Institutions, Specialized Committee on School Education and Specialized Committee on Industry Culture and Image Construction. The daily work of the these departments shall be borne by the corresponding working units. The IAC also exchange information and coordinate works through regular meetings of national associations. Currently, the IAC has 16 permanent administrative bodies: Office (Procurement Office), Human Resources Department (Party Affairs, Discipline Inspection and Supervision Department), Statistics, Information Technology and Research Department, Fund Application Department, Member Services and Local Department, Property Insurance Department I, Property Insurance Department II, Personal Insurance Department I, Personal Insurance Department II, Intermediary Work Department, Legal Compliance Department (Corporate Governance Department), Training and Certification Department, Standardization Construction Department, External Liaison Department, School Education Department and Culture and Communication Department (Editorial Department). The missions of the IAC are: complying with the national constitution, laws, regulations and economic and financial policies, complying with social morality and thoroughly implement the scientific concept of development., urging members to coordinate with the insurance regulatory authorities and regulate themselves in accordance with the ""Insurance Law of People's Republic of China"", promoting the development of the industry and provide services for members, promoting the market to be open, fair and just, and comprehensively improving the capability of the insurance industry to serve the harmonious socialist society. The IAC’s actions of self-discipline are: urging members to operate in conformity with the law, organizing members to sign self-discipline conventions, formulating rules of self-discipline, restraining unfair competition, maintaining fair and orderly market environment and formulating industry standards. Commissioned by the relevant government departments, the IAC organizes and formulates industry quality standards, technical specifications, service standards and regulations in accordance with the relevant laws and regulations and the development of the insurance industry, as well as actively promotes the insurance industry credit system. Other actions includes establishing and improving the insurance industry system and credit information system for insurance institutions and practitioners, and also exploring the establishment of industry credit evaluation system and carrying out self-management of members. Members who violate the articles of association, self-discipline conventions, self-discipline rules and management system, damage the lawful rights and interests of the applicant and the insured, as well as participate in unfair competition and infringing the interests of the industry and the image of the industry are to be penalized. As for those suspected of violating the law, they shall be brought to the regulatory authorities or other law enforcement departments. Other matters related to industry self-discipline are included. Safeguarding legal Rights: the IAC participates in decision making. On behalf of the industry, the IAC participates in the decision making of the reform and development of the industry and other industry-related arguments, puts forward relevant recommendations and safeguards the legitimate rights and interests of the industry. The IAC also strengthens communication with the regulatory authorities, relevant government departments and other industries, strives for the external environment conducive to the development of the industry, and safeguards the legitimate rights and interests of members. When the legal rights and interests of members are damaged, the IAC shall represent members to communicate with relevant institutions. The IAC guides the establishment of dispute mediation mechanism for the industry, and strengthens the construction and maintenance of the insurance consumer rights coordination and communication mechanism. Entrusted matters from regulatory authorities and government departments are received and handled. Other matters related to industry rights are included. Services: the IAC takes the initiative to carry out investigation and study, and reports the risks and problems of the insurance market in a timely manner to the regulatory authorities and relevant departments of the government, as well as makes comments and suggestions; coordinate the relationship among members and that between members and practitioners. resolves contradictions and a creates healthy and harmonious environment. The relationship between the members and the insurance consumers and the public are coordinated. The IAC protects the legitimate rights and interests of the parties involving in insurance activities, builds industry education and training system to carry out qualification management and training of employees, and organizes exchanges of business, data, technology and experience among members to promote resource sharing and common development. Other matters related to industry services are included. Communication: the IAC establishes information communication working mechanism among members to promote exchanges in the industry. After being approved by relevant organizations, it issues information publications and builds up websites in accordance with relevant provisions. The IAC also strengthens the communication and coordination with other relevant industry associations to promote foreign exchange of the industry, builds international exchange platforms, and actively joins in international insurance organizations, guides the industry to broaden the international perspective, and expands foreign cooperation fields and space. It actively participates in international conferences and related activities, and help the industry learn from foreign advanced technology and experience; other matters related to industry exchanges are included. Publicity: the IAC integrates publicity resources, formulates publicity planning, organizes and performs publicity and advisory activities related to the industry. It advocates and implements the core concept of the insurance industry ""keeping promises, shouldering risk, focusing on service, abiding by norms"" to promote the construction of industry culture. The IAC follows hot spots and focus issues, and guides positive consensus publicity. It also popularizes insurance knowledge and promotes insurance in different ways. After being approved by relevant organizations, it commends advanced models, establishes the industry righteousness, and creates good image of the industry.